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Same platform. Configured to how you write.

A syndicate, a company market carrier and an MGA share a lifecycle but not a set of constraints. Syntxt is configured to the constraints of each rather than sold as a single fixed shape.

Lloyd's syndicates

Written for the London market, not translated into it

Syndicates carry obligations that general commercial platforms treat as edge cases. Lines, signings and signed down positions. Lead and follow behaviour. Risk codes and Solvency II classes. Realistic disaster scenarios. Delegated authority oversight and bordereaux validation. Four eyes and underwriting authority enforced by the system rather than by convention. Syntxt models these as first class concepts, which is why configuration conversations start with your appetite rather than with the basics of how the market works.

  • Open market and delegated intake in one queue
  • Written, signed and broker order lines with signed down
  • Risk code and Solvency II class on every record
  • Realistic disaster scenarios and catastrophe aggregation
  • Coverholder register, binder utilisation and bordereaux exceptions
  • Audit trail built for Lloyd's oversight and internal model review
syntxt / work queue
ReferenceInsuredSourceTIV USDAppetiteAge
PD-2026-0481Northgate Cold StorageOpen market486.2mStrong2h
PD-2026-0479Harbour Point MarinaOpen market94.7mRefer6h
PD-2026-0477Castellan Hotels GroupDelegated212.0mStrong1d
PD-2026-0474Meridian AggregatesOpen market58.9mOutside1d
PD-2026-0471Aldgate Logistics ParkDelegated301.4mStrong2d
Open market and delegated referrals in one queue, scored against your appetite.

Insurance companies

Company market discipline, specialty market depth

Company market carriers writing commercial and specialty lines face the same submission pressure as the London market, with a heavier reporting burden and more integration surface. Syntxt handles multi line, multi territory and multi currency portfolios, connects to the core systems you already run, and gives underwriting management a live view of rate adequacy and portfolio performance without waiting for the month end pack.

  • Multi line, multi territory, multi currency portfolios
  • Integration with existing policy administration and finance systems
  • Rate adequacy and technical price governance across teams
  • Referral and authority framework mapped to your org structure
  • Portfolio, catastrophe and reinsurance reporting in your reporting currency
  • Regulatory alignment with the reporting your jurisdiction requires
syntxt / portfolio intelligence
GWP year to date
USD 196.3m
+6.2% vs plan
Rate movement
+3.8%
12 month rolling
Retention
88.4%
by premium
Combined ratio
81.0%
including expense
Written against plan
Written Plan
JanFebMarAprMayJunJulAug
Zone utilisation
1 near limit
Gulf wind84%
California quake61%
North Atlantic wind46%
Japan quake93%
European windstorm38%
Plan, rate movement, retention and zone utilisation without waiting for month end.

MGAs and coverholders

Capacity providers ask hard questions. Answer them from the system.

An MGA lives or dies on its relationship with capacity. That relationship runs on evidence: are you writing inside appetite, is the bordereau clean, can you show how a risk was priced and who approved it. Syntxt gives MGAs the same underwriting discipline the carrier expects, produces the bordereaux the binder requires, and keeps the audit trail that makes the next capacity conversation straightforward.

  • Appetite and authority enforced against your binder terms
  • Bordereaux produced to the standard your capacity requires
  • Binder utilisation visible before the limit is reached
  • Full pricing and decision audit for carrier and Lloyd's audits
  • Quote, bind and endorsement in one system rather than three
  • Faster launch of new products and programmes
syntxt / delegated authority / bordereaux
Ingestion and validation
45 open exceptions1 overdue
CoverholderTypePeriodRisksExceptions
Ashford UnderwritingPremiumAug 20261,2840
Kestrel SpecialityPremiumAug 202696214
Vantage ProgramsClaimsAug 2026770
Brightwater MGAPremiumJul 20262,41131
Top exception

Brightwater MGA, July 2026: 31 risks carry a postcode that does not resolve to a catastrophe zone. Aggregation for those risks is excluded until resolved.

The bordereaux your capacity requires, with exceptions resolved before they are sent.

Where to start

One class, on your data, with your underwriters

We recommend beginning with the line under the most pressure. It is the fastest route to a measurable result and it produces the configuration, governance model and rollout plan for everything that follows.